COBRA and Direct Billing
The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that provides you and your covered dependents the right to choose to continue group health benefits on a temporary basis. It’s only available when coverage would otherwise be lost due to certain qualifying events. Those events include:
- Voluntary/involuntary termination of a covered employee’s employment for reasons other than gross misconduct
- Reduction in the hours worked by the covered employee
- Divorce or legal separation from a covered employee
- A covered employee becoming entitled to Medicare
- A child’s loss of dependent status and coverage under the plan
- Death of a covered employee
Direct Billing lets you conveniently pay for eligible insurance premiums directly from the PayFlex member website. Your employer determines what’s eligible. It’s generally available for retirees, members out on disability, and/or members taking a leave of absence.
